Fact Sheets and Resources

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Fact Sheets and Resources

Fact Sheets on Payday Loan Apps

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End Loan Sharking Act - English End Loan Sharking Act - Spanish

Fact Sheets on the End Loan Sharking Act

End Loan Sharking Act - Spanish End Loan Sharking Act - English

Must-Watch Documentary

  • More Perfect Union: Billionaires Found a New Way to Steal Your Paycheck – August 15, 2025

    • Additional Research Briefs

  • Center for Responsible Lending: Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA) – September 22, 2025
  • National Consumer Law Center: The Tricks Cash Advance Apps Use to Coerce Borrowers to “Tip” – April 23, 2025
  • National Consumer Law Center: DailyPay Extracts Hundreds of Dollars From Low-Wage Workers’ Pay (Issue Brief on NY Attorney General Lawsuit) – March 8, 2025
  • National Consumer Law Center: Earned Wage Advances and Other Fintech Payday Loans: Workers Shouldn’t Pay to be Paid – April 2023
  • California Department of Financial Protection and Innovation: 2021 Earned Wage Access Data Findings – March 2023

    • Letters and Testimonies to Government

  • NYS Community Equity Agenda: Statement of Labor and Community Groups on Attorney General Letitia James’ Lawsuits Cracking Down on Predatory Payday Loan Apps – April 16, 2025
  • NYS Community Equity Agenda: Letter to Governor Hochul on Payday Loan Apps’ Usurious Rates – March 26, 2025
  • New Economy Project: Memorandum in Opposition to S3332 (Cooney)/A258 (Vanel) – March 10, 2025
  • New Economy Project: Testimony Before the NYS Assembly on the “Impact of Financial Technology (Fintech) and its Role in New York’s Banking Industry” – March 8, 2024

    • © 2023 New Economy Project